Authorize.net - Payment Gateway Integration Plugin

Authorize.net is a reliable and widely adopted payment gateway that enables businesses to accept secure one-time payments through credit cards and other digital payment methods. Known for its robust fraud protection, seamless integration, and support for a wide range of currencies and countries, it is a trusted solution for merchants of all sizes. With a strong focus on transaction security and merchant flexibility, Authorize.net is a solid choice for businesses looking to expand their online payment capabilities.

Authorize.net – Trusted and Secure Payment Gateway for Businesses

Description and Features

Authorize.net is a powerful and flexible payment gateway designed to support online, mobile, and in-person transactions. This plugin integrates Authorize.net into the Osclass Pay Plugin, allowing Osclass users to accept payments directly through their classifieds websites.

• Supports one-time payments only – no subscriptions or recurring billing.
• Designed for small businesses, startups, medium-sized companies, and enterprise-level merchants.
• Advanced fraud detection suite (AFDS) to help prevent fraudulent transactions.
• Dispute management tools to assist merchants in handling chargebacks and transaction issues.
• Real-time transaction processing with detailed reporting and analytics.
• Customer Information Manager (CIM) for securely storing customer data (if needed for future use).
• PCI DSS compliant, ensuring high-level security for sensitive payment data.
• Simple checkout experience with hosted payment forms or API-based integration.
• Supports multiple user accounts with role-based access control.
• Mobile-optimized for seamless payments on smartphones and tablets.
• Supports digital invoicing and email payment links.
• Customizable payment forms to match your website branding.
• 24/7 support and extensive documentation for developers.
• Supports integration with accounting and eCommerce platforms.
• Batch upload and recurring file processing for bulk transactions.
• Tokenization for secure card data handling.

Supported Payment Methods

Authorize.net supports a wide range of payment methods, making it versatile for global and local transactions:

• Credit and Debit Cards: Visa, Mastercard, American Express, Discover, JCB, Diners Club
• Bank Transfers (ACH/eCheck): Available for U.S. merchants
• Digital Wallets: Apple Pay, Google Pay, PayPal (via additional setup)
• Mobile Payments: Compatible with mobile apps and responsive websites
• Manual Payment Entry: For phone or in-person orders via virtual terminal

Pricing and Fees

Authorize.net offers transparent pricing models:

• Monthly Gateway Fee: $25
• Per Transaction Fee: 2.9% + $0.30 (for all-in-one option with merchant account)
• Gateway Only Option: $0.10 per transaction + $0.10 daily batch fee (if using your own merchant account)

Note: Pricing may vary based on region and business type. Always verify on the official website.

Currencies

Authorize.net supports a wide range of currencies, primarily for merchants in the U.S., Canada, U.K., Europe, and Australia. Supported currencies include:

• USD, CAD, GBP, EUR, AUD, NZD, CHF, SEK, NOK, DKK
• JPY, HKD, SGD, MXN, ZAR, PLN, CZK, HUF, ILS, AED

Please verify currency compatibility on the official Authorize.net website before setup.

Regions and Countries

Authorize.net primarily supports merchants in the following regions and countries:

• North America: United States, Canada
• Europe: United Kingdom, Ireland
• Oceania: Australia, New Zealand
• Asia: Hong Kong, Singapore (limited availability)
• Middle East: United Arab Emirates (via partners)

Note: Authorize.net does not operate worldwide. Merchants must be based in supported countries to use the service. Always confirm eligibility on the official site.

High Risk Payments and Adults Content

Authorize.net does not support adult content or high-risk industries by default. Businesses in these categories may be rejected during the merchant account approval process. It is recommended to consult with Authorize.net or a compatible high-risk merchant provider if your business falls into these categories.

References

• Homepage: https://www.authorize.net/
• Production & Sandbox Dashboard: https://account.authorize.net/
• Documentation: https://developer.authorize.net/

Authorize.net is a secure, reliable, and feature-rich payment gateway ideal for businesses looking to accept one-time payments through Osclass. With strong fraud protection, broad payment method support, and developer-friendly tools, it’s a great choice for merchants in supported regions. While it doesn’t support recurring billing or high-risk content, it excels in providing a stable and professional payment experience for most business types.