MakeCommerce is a modern and secure payment gateway designed to streamline online transactions for businesses operating in the Baltic region. It offers seamless integration with major banks and card networks, ensuring fast and reliable payment processing. Known for its simplicity and efficiency, MakeCommerce is particularly popular among e-commerce platforms and marketplaces looking for a localized solution with strong fraud protection and customer support.
MakeCommerce – Baltic’s Trusted Payment Gateway
Description and Features
MakeCommerce is a robust and user-friendly payment gateway tailored for businesses in Estonia, Latvia, and Lithuania. It is ideal for small to medium-sized businesses, startups, and growing e-commerce platforms that need a reliable and localized payment solution. This plugin integrates MakeCommerce into the Osclass Pay Plugin (v4.1 or higher), enabling merchants to accept payments directly through their Osclass-powered classifieds websites.
Key features include:
- Seamless integration with Osclass Pay Plugin (v4.1+)
- Real-time payment processing with instant confirmation
- Support for major Baltic banks and international card networks
- Fraud detection and prevention tools to ensure secure transactions
- Dispute management support for handling chargebacks and customer claims
- Localized checkout experience for Estonian, Latvian, and Lithuanian customers
- Multilingual support for customer-facing interfaces
- Mobile-friendly payment pages optimized for all devices
- Fast settlement cycles to improve cash flow
- Detailed transaction reports and analytics for better business insights
- No hidden fees – transparent pricing structure
- Easy onboarding process with minimal documentation
- Strong customer support available in local languages
- Suitable for e-commerce, classifieds, digital goods, and service-based businesses
Supported Payment Methods
MakeCommerce supports a wide range of payment methods, making it convenient for both local and international customers:
- Card payments: Visa, Mastercard, Maestro
- Bank links: Swedbank, SEB, Luminor, LHV, Citadele
- Buy now, pay later: Inbank, ESTO, TF Bank
- Bank transfers: Direct bank payments via supported Baltic banks
- Local wallets and solutions: Maksekeskus integrations for regional methods
Pricing and Fees
MakeCommerce offers a transparent pricing model with no setup fees. Transaction fees typically range from 1.2% to 2.5% depending on the payment method and monthly volume. Additional fees may apply for chargebacks or refunds. For exact pricing, it is recommended to contact MakeCommerce directly or refer to their official pricing page.
Currencies
MakeCommerce supports the following currencies:
- EUR (Euro) – primary supported currency
- USD, GBP, SEK, NOK, DKK, PLN – available for international transactions
- Additional currencies may be supported via card payments
Please verify full currency compatibility on the official MakeCommerce website.
Regions and Countries
MakeCommerce primarily operates in the Baltic region, but also supports international card payments. Supported countries include:
- Europe: Estonia, Latvia, Lithuania, Finland, Sweden, Norway, Denmark, Poland, Germany
- Worldwide: Card payments accepted from most countries globally
MakeCommerce is best suited for businesses targeting Baltic and Northern European markets, but it can also handle international customers through card payments.
High Risk Payments and Adults Content
MakeCommerce does not support high-risk industries or adult content. Businesses operating in sectors such as gambling, adult entertainment, or other high-risk categories are advised to seek alternative gateways. The platform is designed for low to medium-risk businesses with a focus on compliance and security.
References
- Homepage: https://makecommerce.net/
- Dashboard (Production & Sandbox): https://merchant.maksekeskus.ee/
- Documentation: https://docs.makecommerce.net/
MakeCommerce is a reliable and secure payment gateway tailored for the Baltic market. Its strong integration with local banks, transparent pricing, and excellent fraud protection make it a great choice for small to medium-sized businesses. With support for multiple payment methods and currencies, it offers flexibility and ease of use for merchants looking to expand their online presence in Estonia, Latvia, and Lithuania.

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