NOWPayments - Payment Gateway Integration Plugin

NOWPayments is a non-custodial cryptocurrency payment gateway that enables merchants to accept payments in a wide range of digital currencies. It supports instant, secure, and anonymous transactions without holding users' funds. The gateway is designed for simplicity and flexibility, making it ideal for businesses looking to integrate crypto payments with minimal effort. With automatic coin conversion and support for over 200 cryptocurrencies, NOWPayments offers a seamless experience for both merchants and customers.

NOWPayments – Fast, Secure, and European-Focused

Description and Features

NOWPayments is a powerful solution for integrating cryptocurrency payments into your Osclass classifieds website via the Osclass Pay Plugin. It is suitable for startups, small businesses, and medium-sized enterprises looking to expand their payment options and reach a global audience.

• Supports over 200 cryptocurrencies, including Bitcoin, Ethereum, and stablecoins.
• Non-custodial – funds go directly to your wallet, enhancing security.
• Automatic coin conversion – receive payments in your preferred currency.
• Instant payment processing with real-time confirmations.
• No KYC required for basic usage, ensuring privacy and ease of onboarding.
• User-friendly dashboard for managing transactions and settings.
• API and IPN support for advanced integrations and automation.
• Fraud protection through blockchain transparency and immutable records.
• Dispute support via transaction tracking and merchant tools.
• Customizable payment widgets and donation buttons.
• Supports donations, e-commerce, and service-based businesses.
• Low entry barrier – easy to set up and start accepting crypto.
• Multi-wallet support for different currencies.
• Payouts and mass payments available for business accounts.
• No chargebacks, reducing risk for merchants.
• Supports WooCommerce, Shopify, and other platforms (via plugins or API).
• Ideal for international transactions with minimal fees and delays.

Supported Payment Methods

NOWPayments supports a wide variety of crypto payment methods, grouped by type:

• Major cryptocurrencies: Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BCH)
• Stablecoins: USDT, USDC, DAI, BUSD
• Altcoins: Dash, Monero, Zcash, Dogecoin, Shiba Inu
• Token-based payments: ERC-20, BEP-20, TRC-20 tokens
• Layer 2 solutions: Polygon (MATIC), Arbitrum, Optimism
• Privacy coins: Monero (XMR), Zcash (ZEC)
• Local and niche coins: Verge, Digibyte, Nano, and many others

Pricing and Fees

NOWPayments uses a tiered fee structure based on monthly transaction volume:

• Standard fee: 0.5% per transaction
• Volume discounts: As low as 0.4% for higher volumes
• No setup or monthly fees
• No hidden charges – transparent pricing model

Additional fees may apply for automatic coin conversion depending on the currencies involved.

Currencies

NOWPayments supports payments in a wide range of cryptocurrencies. Some of the most commonly used include:

• Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BCH)
• USDT, USDC, DAI, BUSD, TUSD
• Dogecoin (DOGE), Shiba Inu (SHIB), Dash, Zcash (ZEC)
• Polygon (MATIC), Tron (TRX), Binance Coin (BNB), Solana (SOL)
• Monero (XMR), Verge (XVG), Nano (NANO), Digibyte (DGB)

Note: Please verify full currency compatibility on the official NOWPayments website as the list is continuously expanding.

Regions and Countries

NOWPayments operates globally, making it accessible to merchants and customers around the world. It is especially popular in regions with high crypto adoption:

• Europe: Germany, France, Netherlands, Czech Republic, Slovakia, Spain
• North America: United States, Canada, Mexico
• Latin America: Brazil, Argentina, Chile, Colombia
• Asia: India, Indonesia, Philippines, Vietnam, Japan
• Africa: Nigeria, South Africa, Kenya, Egypt
• Middle East: UAE, Saudi Arabia, Turkey, Israel
• Oceania: Australia, New Zealand

Note: While NOWPayments is available worldwide, merchants should verify local regulations and compliance requirements.

High risk payments and Adults content

NOWPayments is crypto-native and does not impose restrictions on high-risk industries by default. It is suitable for adult content, gambling, and other high-risk businesses, provided they comply with local laws and regulations. The gateway’s non-custodial nature and lack of chargebacks make it a preferred choice for such industries. However, merchants are advised to review NOWPayments’ terms of service and consult legal counsel if operating in sensitive sectors.

References

• Homepage: https://nowpayments.io
• Dashboard (Production & Sandbox): https://account.nowpayments.io
• Documentation: https://nowpayments.io/docs

NOWPayments is a flexible and secure crypto payment gateway that empowers Osclass merchants to accept a wide range of digital currencies with ease. Its non-custodial model, low fees, and global reach make it an excellent choice for businesses seeking to modernize their payment infrastructure. Whether you're a startup or a growing enterprise, NOWPayments offers the tools and support to help you thrive in the digital economy.