PayU India - Payment Gateway Integration Plugin

PayU India is a leading payment gateway designed to support seamless, secure, and localized online transactions across the Indian market. It enables businesses to accept one-time payments through a wide range of payment methods, including cards, UPI, wallets, and net banking. Known for its high success rates and robust infrastructure, PayU India is optimized for both desktop and mobile experiences, making it a preferred choice for merchants of all sizes.

PayU India – Trusted Payments for the Indian Market

Description and Features

This plugin integrates PayU India into the Osclass Pay Plugin (v4.1 or higher), allowing Osclass-based classifieds websites to accept payments through one of India’s most widely used gateways. It is suitable for startups, small businesses, medium enterprises, and large-scale platforms operating in India.

• Seamless integration with Osclass Pay Plugin for one-time payments
• High transaction success rates across all major payment methods
• Real-time payment processing with instant confirmation
• Advanced fraud detection and prevention systems
• Dispute resolution and chargeback support
• PCI-DSS Level 1 certified for secure card data handling
• Mobile-optimized checkout for better user experience
• Customizable payment pages to match your brand
• Multi-language support for regional accessibility
• Detailed analytics and reporting dashboard
• Developer-friendly APIs and SDKs
• Supports multiple industries, including classifieds, e-commerce, and digital services
• Fast merchant onboarding and KYC process
• Regulatory compliance with Indian financial laws
• 24/7 technical support and merchant assistance

Supported Payment Methods

PayU India supports a comprehensive range of payment methods, ensuring flexibility for customers:

• Card Payments: Visa, Mastercard, Maestro, Rupay, American Express
• UPI Payments: Google Pay, PhonePe, Paytm, BHIM
• Net Banking: All major Indian banks including SBI, HDFC, ICICI, Axis, Kotak
• Wallets: Paytm, Mobikwik, Freecharge, Ola Money
• EMI Options: Credit card EMIs from major banks
• QR Code Payments: UPI-based scan and pay

Pricing and Fees

PayU India offers competitive and transparent pricing:

• Domestic Cards & Net Banking: ~2% per transaction
• UPI Payments: ~1% per transaction
• Wallets: ~2.5% per transaction
• International Cards: ~3% per transaction

Exact fees may vary based on business type and volume. It is recommended to contact PayU India for a customized pricing plan.

Currencies

PayU India primarily supports transactions in INR. However, for international cards, the following currencies are also supported:

• INR, USD, EUR, GBP, SGD, AED
• AUD, CAD, JPY, ZAR, HKD, CNY

Please verify currency compatibility on the official PayU India website for the most accurate and updated list.

Regions and Countries

PayU India is focused on the Indian market but also supports international card payments from many countries:

• Asia: India, UAE, Singapore, Hong Kong
• Europe: United Kingdom, Germany, France, Netherlands
• North America: United States, Canada
• Oceania: Australia, New Zealand
• Africa: South Africa, Nigeria

PayU India supports international transactions, but merchants must enable this feature during onboarding. Always verify country compatibility on the official website.

High Risk Payments and Adults Content

PayU India does not support high-risk industries such as gambling, adult content, or cryptocurrency trading. Businesses in these categories are not eligible to use PayU India. This gateway is not recommended for adult or high-risk content platforms.

References

• Homepage: https://www.payu.in
• Dashboard (Production & Sandbox): https://dashboard.payu.in
• Documentation: https://devguide.payu.in

PayU India is a reliable and feature-rich payment gateway tailored for the Indian market. With strong support for local payment methods, high success rates, and robust fraud protection, it’s an excellent choice for Osclass users targeting Indian customers. Its ease of integration and regulatory compliance make it a future-ready solution for growing businesses.