Razorpay is a modern, developer-friendly payment gateway tailored for the Indian market, offering seamless integration and a wide range of payment options. It supports instant one-time payments through cards, UPI, wallets, and net banking, making it ideal for businesses targeting Indian consumers. Razorpay is known for its fast onboarding, robust security, and intuitive dashboard, providing a smooth experience for both merchants and customers. With strong support for local payment methods and compliance with Indian regulations, Razorpay is a top choice for businesses operating in India.
Razorpay – India’s Most Trusted Payment Gateway
Description and Features
This plugin integrates Razorpay into the Osclass Pay Plugin (v4.1 or higher), enabling secure and efficient one-time payments on Osclass-powered classified websites. Razorpay is suitable for startups, small and medium businesses, and growing enterprises looking to accept payments in India.
- Supports over 100 payment modes including UPI, cards, and wallets
- Instant activation and fast onboarding process
- Advanced fraud detection and risk management tools
- Dispute resolution support and chargeback handling
- PCI DSS Level 1 compliant for maximum data security
- Real-time payment processing with high success rates
- Customizable checkout with branding options
- Mobile-optimized payment experience
- Powerful dashboard with analytics and reporting
- Developer-friendly API with extensive documentation
- Webhook support for real-time transaction updates
- Multi-currency support for international payments
- Tokenization and secure card vault
- GST-compliant invoicing and tax handling
- Smart routing for higher payment success
- Instant refunds and partial refund support
- Supports marketplace and split payments
- Built-in compliance tools for Indian regulations
Supported Payment Methods
Razorpay supports a wide range of payment methods, especially optimized for Indian users:
- Card Payments: Visa, Mastercard, Rupay, American Express, Diners Club
- UPI Payments: Google Pay, PhonePe, Paytm, BHIM, and all UPI apps
- Net Banking: Supported by 50+ Indian banks including SBI, HDFC, ICICI, Axis
- Wallets: Paytm, Mobikwik, Freecharge, Ola Money, Airtel Money
- EMI Options: Credit card EMI and cardless EMI (ZestMoney, EarlySalary)
- International Payments: Supported for select cards and currencies
Pricing and Fees
Razorpay offers transparent and competitive pricing:
- Domestic cards, UPI, wallets, net banking: 2% per transaction
- International cards: 3% per transaction
- No setup fees or annual maintenance charges
- GST applicable on transaction fees
- Discounted rates available for high-volume merchants
Currencies
Razorpay supports both INR and select international currencies. Supported currency codes include:
- INR, USD, EUR, GBP, SGD, AUD, CAD, AED, JPY, CNY
- HKD, NZD, CHF, SEK, NOK, DKK, ZAR, THB, MYR, IDR
- PHP, BDT, LKR, PKR, KWD, QAR, SAR, OMR, BHD, RUB
Please verify currency compatibility on Razorpay’s official website for the most accurate and updated list.
Regions and Countries
Razorpay is primarily focused on the Indian market, but it supports international payments from select countries. Businesses must be registered in India to use Razorpay.
- Asia: India (merchant registration), supports payments from UAE, Singapore, Malaysia, Indonesia, Philippines
- Europe: Accepts international cards from UK, Germany, France, Netherlands, Italy
- North America: Accepts international cards from USA, Canada
- Middle East: UAE, Saudi Arabia, Qatar, Oman, Kuwait
- Other regions: Limited support for international cards from Australia, New Zealand, South Africa
Note: Razorpay requires Indian business registration and bank account. Verify international payment support on the official website.
High risk payments and Adults content
Razorpay does not support adult content, pornography, or other high-risk industries such as gambling, cryptocurrency trading, or CBD products. Businesses in these sectors are strictly prohibited from using Razorpay. It is not recommended for adult or high-risk content platforms.
References
- Homepage: https://razorpay.com/
- Dashboard (Production & Sandbox): https://dashboard.razorpay.com/
- Documentation: https://razorpay.com/docs/
Razorpay is a reliable and secure payment gateway built for Indian businesses. With its wide support for local payment methods, fast onboarding, and strong compliance with Indian regulations, it’s an excellent choice for Osclass users targeting the Indian market. Its developer-friendly tools and robust fraud protection make it a smart solution for growing businesses.

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