Stripe - Payment Gateway Integration Plugin

Stripe is a modern, developer-friendly payment gateway designed to handle online payments with speed, security, and flexibility. It is widely used by businesses of all sizes, from startups to global enterprises, due to its robust infrastructure and extensive global reach. Stripe supports a wide range of payment methods and currencies, making it ideal for international transactions. With a strong focus on security, fraud prevention, and seamless user experience, Stripe is a top choice for merchants looking for a reliable one-time payment solution.

Stripe – Powerful Global Payments Infrastructure

Description and Features

This plugin is a dedicated integration of the Stripe payment gateway into the Osclass Pay Plugin (version 4.1 or higher required). It enables Osclass-based classified websites to accept secure, one-time payments through Stripe’s infrastructure. The plugin cannot function independently and must be used in conjunction with the Osclass Pay Plugin.

Stripe is known for its developer-centric approach, scalability, and comprehensive API, making it one of the most flexible and powerful payment solutions available today. It is suitable for small businesses, startups, medium-sized companies, and large enterprises alike.

• Supports one-time payments with instant processing.
• Highly secure with built-in fraud detection and machine learning-based risk analysis.
• Dispute and chargeback management tools included.
• PCI-DSS Level 1 compliant, ensuring the highest level of payment security.
• Real-time reporting and analytics through Stripe Dashboard.
• Supports over 135 currencies, making it ideal for international businesses.
• Mobile-optimized checkout for seamless payments on any device.
• Customizable payment forms and hosted checkout pages.
• Supports 3D Secure 2.0 for enhanced authentication.
• Instant payouts available in supported countries.
• Advanced developer tools and extensive documentation.
• Supports high-risk industries under specific compliance conditions.
• Multi-language support for global customer base.
• Transparent pricing with no hidden fees.
• Easy integration with Osclass Pay Plugin.
• Reliable uptime and infrastructure, trusted by major global brands.
• Tokenization and encryption of sensitive payment data.
• Built-in support for refunds and partial refunds.

Supported Payment Methods

Stripe supports a wide variety of global and local payment methods, making it accessible to customers around the world:

• Card Payments: Visa, Mastercard, American Express, Discover, Diners Club, JCB, UnionPay
• Bank Transfers: SEPA Direct Debit, ACH Credit Transfer, ACH Debit, Bacs Direct Debit, BECS Direct Debit
• Wallets: Apple Pay, Google Pay, Microsoft Pay, Click to Pay
• Buy Now, Pay Later: Klarna, Afterpay/Clearpay
• Local Payment Methods: iDEAL (Netherlands), Bancontact (Belgium), Przelewy24 (Poland), EPS (Austria), Giropay (Germany)
• Real-time Payments: FPX (Malaysia), PayNow (Singapore), PIX (Brazil)
• Other Methods: Alipay, WeChat Pay, OXXO (Mexico), Boleto (Brazil)

Pricing and Fees

Stripe uses a transparent and flat-rate pricing model. Fees may vary slightly depending on the country of the merchant and the payment method used.

• Standard card processing fee: 2.9% + $0.30 per successful transaction (for US-based merchants)
• International cards: Additional 1% fee
• Currency conversion: Additional 1% fee if currency conversion is required
• ACH and bank transfers: Lower fees, typically around 0.8% capped at $5
• Dispute fee: $15 per dispute (refunded if the dispute is resolved in the merchant’s favor)

Please consult Stripe’s official pricing page for the most accurate and up-to-date information based on your country.

Currencies

Stripe supports over 135 currencies, allowing merchants to charge customers in their local currency while receiving payouts in their preferred currency. Below is a selection of supported currency codes:

• USD, EUR, GBP, AUD, CAD, NZD, SGD, HKD, JPY, CNY, INR, BRL
• SEK, NOK, DKK, PLN, CZK, HUF, RON, BGN, HRK, TRY, ZAR
• MXN, ARS, CLP, COP, PEN, VND, THB, MYR, IDR, PHP, KRW
• CHF, RUB, AED, SAR, QAR, KWD, ILS, NGN, EGP, PKR, LKR

Note: Please verify currency compatibility on Stripe’s official website for the most current and complete list.

Regions and Countries

Stripe operates in a wide range of countries and continues to expand its global footprint. It is especially strong in North America, Europe, and Asia-Pacific regions.

• Europe: Germany, France, Italy, Spain, Netherlands, Belgium, Austria, Ireland, Portugal, Poland, Czech Republic, Slovakia, Hungary, Romania, Sweden, Norway, Denmark, Finland
• North America: United States, Canada, Mexico
• South America: Brazil, Argentina, Chile, Colombia
• Asia: Japan, Singapore, Malaysia, India, Hong Kong, Thailand, Indonesia, Philippines
• Oceania: Australia, New Zealand
• Middle East: United Arab Emirates, Saudi Arabia, Israel
• Africa: South Africa, Nigeria

Note: Stripe is available in over 45 countries. Please verify country compatibility on Stripe’s official website.

High Risk Payments and Adults Content

Stripe has a strict policy regarding high-risk industries and adult content. While it does support some high-risk businesses, including forex trading, cryptocurrency exchanges, and certain financial services, it generally does not support adult content such as pornography or escort services. Merchants in high-risk categories must undergo additional compliance checks and may be subject to stricter terms.

If your business operates in a high-risk sector, it is recommended to contact Stripe directly to determine eligibility and compliance requirements.

References

• Homepage: https://stripe.com/
• Dashboard (Production & Sandbox): https://dashboard.stripe.com/
• Documentation: https://stripe.com/docs

Stripe is a robust, secure, and globally trusted payment gateway that integrates seamlessly with Osclass Pay Plugin to enable one-time payments. Its wide support for currencies and payment methods, combined with advanced fraud protection and developer tools, makes it an excellent choice for classifieds websites. Whether you're a small business or a large enterprise, Stripe offers the flexibility, scalability, and reliability needed to grow your online presence.

Note: plugin does not integrate Stripe Connect service.