Flutterwave - Payment Gateway Integration Plugin

Flutterwave is a modern payment gateway designed to simplify online payments across Africa and beyond. It enables businesses to accept payments in multiple currencies and through various channels, including cards, bank transfers, and mobile money. Known for its speed, reliability, and wide regional coverage, Flutterwave is a preferred solution for merchants looking to expand across African markets. It supports seamless integration and offers robust security features to protect both merchants and customers.

Flutterwave – Seamless payments across Africa and beyond

Description and Features

Flutterwave is a powerful and flexible payment gateway tailored for businesses of all sizes—from startups to large enterprises. It is especially suitable for merchants targeting African markets or operating in regions with diverse payment preferences.

• Supports one-time payments only, ideal for product-based or service-based transactions.
• Fast and secure payment processing with advanced fraud detection and prevention tools.
• Dispute resolution support to help merchants manage chargebacks and customer claims.
• Multi-currency support, allowing businesses to accept payments in local and international currencies.
• Developer-friendly API for easy integration and customization.
• Real-time transaction monitoring and reporting dashboard.
• Mobile-optimized checkout for better user experience on smartphones and tablets.
• PCI-DSS compliant, ensuring high-level security for card transactions.
• Customizable payment links and checkout pages.
• Instant settlement options available in supported countries.
• Supports both local and international cards, making it suitable for cross-border commerce.
• Scalable infrastructure, suitable for small businesses, growing startups, and large enterprises.
• Multiple integration options, including plugins, SDKs, and APIs.
• Localized payment methods, increasing conversion rates in regional markets.
• 24/7 customer support and technical assistance.

Supported payment methods

Flutterwave supports a wide range of payment methods, making it versatile for different customer preferences:

• Card payments: Visa, Mastercard, Verve, American Express, Discover
• Bank transfers: Direct bank payments from supported banks in Nigeria, Ghana, Kenya, and others
• Mobile money: M-Pesa (Kenya, Tanzania), MTN Mobile Money, Airtel Money, Tigo Pesa
• USSD payments: Available in Nigeria and select African countries
• POS payments: For in-person transactions using Flutterwave POS devices
• Barter by Flutterwave: Digital wallet for seamless payments
• PayPal: Accept PayPal payments via Flutterwave integration
• Local payment methods: GIP (Ghana), Paga (Nigeria), and others

Pricing and Fees

Flutterwave charges a percentage-based fee per transaction, which varies by region and payment method:

• Local transactions: Typically around 1.4% per transaction (capped in some countries)
• International transactions: Around 3.8% per transaction
• Bank transfers and mobile money: May incur additional fees depending on the provider
• No setup or monthly fees, making it accessible for small businesses

Always check the official website for the most up-to-date pricing details.

Currencies

Flutterwave supports a wide range of currencies, enabling businesses to operate globally:

• African currencies: NGN, GHS, KES, ZAR, TZS, UGX, RWF, XOF, XAF
• Major global currencies: USD, EUR, GBP, CAD, AUD
• Middle Eastern and Asian currencies: AED, INR, CNY
• Latin American currencies: BRL, MXN

Note: Please verify currency compatibility on the official Flutterwave website for the most accurate and updated list.

Regions and Countries

Flutterwave operates in multiple regions with a strong focus on Africa, while also supporting international payments:

• Africa: Nigeria, Ghana, Kenya, South Africa, Uganda, Tanzania, Rwanda, Zambia, Cameroon, Côte d'Ivoire
• Europe: United Kingdom, France, Germany, Ireland
• North America: United States, Canada
• Middle East: United Arab Emirates
• Asia: India, China
• Latin America: Brazil, Mexico

Flutterwave is expanding globally. For the latest list of supported countries, please verify on the official website.

High risk payments and Adults content

Flutterwave does not officially support adult content or high-risk industries such as gambling, pornography, or cryptocurrency trading. Merchants in these categories may face restrictions or account termination. It is recommended to contact Flutterwave support for clarification if your business falls into a high-risk category.

References

• Homepage: https://www.flutterwave.com/
• Dashboard (Production & Sandbox): https://dashboard.flutterwave.com/
• Documentation: https://developer.flutterwave.com/

Flutterwave is a robust and scalable payment gateway that empowers businesses to accept payments across Africa and beyond. With its wide range of supported payment methods, strong security features, and ease of integration, it is an excellent choice for merchants looking to grow in emerging markets. Its flexibility and affordability make it suitable for businesses of all sizes, from startups to enterprises.